Forest Park

(404) 366-8044

5884 Frontage Road, Forest Park, GA

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Jefferson

(706) 367-8998

1755 Dry Pond Rd, Jefferson, GA

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Norcross

(770) 449-5300

6535 Crescent Drive, Norcross, GA

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McDonough

(678) 583-8800

100 Sterling Place, McDonough, GA

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Austell

(404) 344-1189

450 Lee Industrial Blvd, Austell, GA

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Byron

(478) 956-1000

137 Peachtree Parkway, Byron, GA

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SelecTrucks of Atlanta

(800) 999-2512

333 Industrial Blvd, McDonough, GA

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Commercial Vehicle Parts Center

(770) 449-5300

6814 Best Friend Road, Doraville, GA

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Specialty Vehicles

(404) 362-9385

5814 Frontage Rd, Forest Park, GA

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SelecTrucks of Georgia

(706) 591-7024

1755 Dry Pond Rd, Jefferson, GA

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SelecTrucks of Alabama

(205) 322-6695

401 Daniel Payne Dr, Birmingham, AL

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Birmingham

(205) 322-6695

401 Daniel Payne Dr, Birmingham, AL

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Tuscaloosa

(205) 759-8782

5404 Reese Phifer Ave, Tuscaloosa, AL

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Harpersville

(205) 421-2020

3130 Hwy 280, Harpersville, AL

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Insurance

Accidents Happen – Make Sure You’re Covered

Trucking is a risky business. Even if you practice safe driving at all times, you could still be involved in an accident. That's why quality insurance coverage is so important.

Truck insurance protects you and your equipment from financial loss or other claims that may be made against you. Just like with car insurance, you pay a premium that is based on the value of your equipment, and the insurance company agrees to pay up to certain monetary limits if an accident or damage occurs.

Three types of insurance most useful to owner-operators and fleets:

PHYSICAL DAMAGE

Pays for repair and replacement of your truck if damaged or destroyed in a collision or other accident, regardless of fault, as well as loss from fire, theft, vandalism or natural disasters. Make sure your coverage is at least equal to the market value of your equipment.

NON-TRUCKING LIABILITY

Provides personal liability (bodily injury) and property damage coverage when your truck is not under lease agreement to a regulated carrier. It’s a combination of "deadhead liability“ (when the driver/truck is not dispatched) and “bobtail liability” (truck operated without a trailer attached)—both of which are generally not covered or inadequately covered by the regulated carrier’s policy.

GAP INSURANCE

In the event of a total loss, gap insurance pays the difference (or “gap”) between what you owe (outstanding loan amount) minus what the insurance company says the vehicle is worth at the time of loss. There is no deductible for gap insurance, which means there are no out-of-pocket expenses incurred by the policyholder at the time of claim.


Any salesperson at one of our SelecTrucks locations would be happy to assist with finding the right insurance plan for you or your fleet.

“In-contract” insurance—coverage that’s purchased and included with truck financing—offers certain advantages, including the following:

  • Insurance premiums that are rolled into the contract
  • Insurance binder (contract) is issued on-site—you leave with proof of insurance
  • No out-of-pocket expense (no up-front payment) required
  • Only one combined monthly truck and insurance payment is required--and the first payment may be delayed up to 45 days
  • No rate increases--you’re locked into same rate for the term of loan
    Insurance “travels” with the truck—no need to worry about insurance every time you lease on with a new carrier

The key with insurance is making sure you know what’s covered and what your risks are in any circumstance. In the event of an accident, it may mean the difference between owing nothing and owing everything.

Our SelecTrucks Locations